Knight Furniture Financing Options

Knight Furniture is famous for flexible financing options so you can enjoy your new furniture now and pay later. Whether you have a well established credit history or are just starting to build or rebuild your credit, we're likely to have the perfect account for you.

Best of all, most credit approvals are handled on-the-spot, so you know immediately when you are approved and your available credit limits.

Choose the option that is best for you and apply online now:

Option#1 - Interest Free Financing:

Knight Furniture offers interest free financing everyday when you have a Knight Choice Revolving account approved and administered by Wells Fargo. Don't have one? Apply Online for Interest Free Financing Now. The term of your interest free period will vary from time to time, so be sure to check out our current promotions.

Financing provided by Wells Fargo Financial National Bank, a subsidiary of Wells Fargo Financial. Wells Fargo Financial is an affiliate of Wells Fargo Bank, N.A.

Option #2 - Easy In-House Approvals:

Many of our customers began purchasing from us before they had established good credit. We have many options to help. Even if you don't qualify for the Knight Choice Revolving Account, Knight Furniture still offers in-house installment financing designed to meet your needs. Our financing experts can take your application and usually offer a combination of terms to get you approved and still fit your budget. Contact our credit department at 903-893-9484 or Apply Online for In-House Financing Now.

Option #3 - No Credit Check Financing:

Perfect for those who need a little extra help with financing but don't want to pay the high price of rent-to-own. You still get our guaranteed low prices and a 90 days same-as-cash payout option but with specially structured lease purchase agreements through Progressive Finance. Click here to get started with no credit check financing, or simply bring in:

  • Your most recent 30-day bank statement
  • Current state ID
  • Voided check
ONE of the following:
  • Paycheck stub
  • Social Security or Disabilty Letter
  • (if self-employed) a 1099 and three months worth of bank statements

There is a $40 processing fee once approved.

Option #4 - Layaway:

If you are building your dream home, purchasing a surprise gift for someone, or paying a large down payment before delivery, Knight Furniture offers a convenient and free layaway plan. A 10% minimum non-refundable deposit is required. Additional fees are charged only in the event of cancellation or if you require storage for longer than five months.